How reliable is ScoreSense?

How reliable is ScoreSense?

ScoreSense is as accurate as the information on your credit bureau reports. Only you can tell if the information is incorrect or incomplete. ScoreSense offers access to all three credit reports, which is a huge benefit if you want to ensure all the information used by creditors is accurate.

Does ScoreSense refund money?

ScoreSense is a membership service that provides an easy and convenient option to monitor or improve your credit score. Remember that there are no prorated refunds on OTL Scoresense cancel membership.

Is ScoreSense credit scores accurate?

The score you see today won’t necessarily match the score a lender sees or the credit score you see next month, as new information reported by lenders and other factors can change your scores. Your score is also only as accurate as the information in your credit report.

How do I get a refund from ScoreSense?

To cancel ScoreSense, you can do so by contacting the Customer Service team at [email protected] or via phone 1 (800) 972-7204. Email [email protected] and ask them to cancel your account.

Is ScoreSense a Vantage or FICO?

ScoreSense offers solid credit report coverage by providing customers with full access to their credit reports and their VantageScore credit scores from all three major credit bureaus — Transunion, Equifax, and Experian.

What is the cost of ScoreSense?

Automatic billing Many people sign up for ScoreSense’s 7-day free trial. However, after the trial is over, customers are automatically billed the monthly fee of $29.95.

Is a VantageScore of 3.0 good?

What Is a Good VantageScore? VantageScore’s first two credit scoring models had ranges of 501 to 990. The two newest VantageScore credit scores (VantageScore 3.0 and 4.0) use a 300 to 850 range—the same as the base FICO® Scores. For the latest models, VantageScore defines 661 to 780 as its good range.

Is a VantageScore of 4.0 good?

What Is a Good VantageScore? A score from 750 to 850 is considered to be excellent or super prime, while scores between 700 to 749 are considered to be good. Scores between 650 and 699 are viewed as fair, scores in the 550 to 649 range are poor, and 300-549 are very poor scores.

What can I do with my scoresense account?

Those with a ScoreSense membership will have access to credit scores and credit reports from each major credit reporting agency (TransUnion, Equifax, and Experian), as well as credit report monitoring with instant activity alerts. Additionally, the company scans millions of public and private databases for suspicious activity.

What do you need to know about scoresense dispute center?

The ScoreSense Dispute Center shows you how to correct credit report errors, which can damage your credit scores and cost you money when you apply for new loans. Our Learning Center provides information on credit basics, common practices to keep your scores healthy, and suggestions on how to avoid identity theft.

What kind of insurance does scoresense offer for identity theft?

According to the company’s website, ScoreSense will send social security number alerts, credit card and debit card alerts, driver’s license alerts, fraud alerts, payday loan alerts, and more. ScoreSense provides its customers with up to $1 million in identity theft reimbursement insurance.

How long is the free trial for scoresense?

ScoreSense is a company that offers credit monitoring and identity monitoring services. The company allows consumers to try out its services via a seven-day free trial.