What credit agency does V12 use?
We use Equifax, TransUnion and Experian as our credit reference agencies.
Does V12 Finance show on credit score?
In addition to credit scoring, V12 Finance also takes into account confirmation of your identity, validation of certain application details, existing commitments and information held at the credit reference agencies. Your credit score (please note that every finance company will score you differently)
Why is V12 Finance on my bank statement?
V12 Retail Finance is a trading name of Secure Trust Bank PLC. If you have a product or service from a retailer that has been financed by V12 Retail Finance before 2 August, the name that appeared on your bank statement was Secure Trust Bank PLC.
Can you pay off V12 finance early?
Yes – you can settle your finance agreement early and pay off the amount that you owe: If you wish to settle early you should contact us for a settlement figure; OR. You can get a settlement figure by logging into ‘Manage my Account’ and selecting ‘My Contracts’ tab and click on ‘Get a Settlement Quote’
Can I pay off V12 finance early?
What does it mean when a credit check is referred?
Simply put this means that a part of your application has been flagged by the automated credit scoring systems as needing to be checked by a human. This can be for many reasons including frequent address changes and is not always related to your credit score.
Can I cancel my V12 finance?
How do I cancel my application? You can cancel your application at any point before you have signed the online documents by calling 02920 468 916.
Why is V12 finance on my bank statement?
Can you overpay on V12 finance?
Yes, you can make additional payments at any time on your V12 Self-Service Portal account.
Why has my credit application been referred?
Getting a ‘Refer’ verdict means that your loan application is close to being approved but there are conditions or more information that may be needed to get that approval. You may be required to provide extra documentations and information, such as ID’s, payslips, etc., or to offer security for the loan.
Why does a finance application get referred?
What does this mean? If your loan application is referred, it usually means Omni Capital need to undertake some additional checks or request some further information before being able to make a decision. Once they have the necessary information, they will be able to make a final decision on your finance application.
What does it mean when application is referred?
The hiring agency has reviewed your job application, but has not yet determined if you’re qualified. Referred Your application is among the best qualified and is referred to the next step in the selection process. Selected. The hiring agency has offered you a position.
Who is V12 Retail Finance Limited registered with?
V12 Retail Finance Limited act as a credit broker and introduces to one or more lenders, for which they will receive a commission. Secure Trust Bank PLC. Registered in England and Wales 541132. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Why do you need V12 point of sale credit?
At V12 we really understand how point of sale credit can unlock your sales potential. Our cutting-edge technology-led approach helps retailers give customers the freedom to purchase how, when and where they want. We understand that every business is different which is why we’re flexible.
What can V12 platform do for your business?
The V12 platform is simple and adaptable which means it can be tailored to any business – whether that is a ‘plug and play’ facility for your store or website or fully bespoke. V12’s market leading credit application process has been a significant contributor to our growth. Multinational retailer in the leisure sector.